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4 Biblical Principles Every Christian Should Know About Investing and Building Generational Wealth
(#95) The Power and Purpose of the Prenup with Kaylin Dillon, CFP®️
Many Christians struggle with the seemingly conflicting views about our faith and the pursuit of financial gain. They were taught that poverty was piety and that a lack of money was the only way to truly detach themselves from the love of money.
Our podcast debunks some of those claims, teaches you that you can be rich and righteous, and at the same time fulfill your obligation to tithe and give to the less fortunate. We are dedicated to helping you become cheerful givers by organizing your personal finances, providing investment tips to help you create wealth, and encouraging you to create a gifting strategy that will make your family and God proud.
Prenups and divorce are not the same. Prenups have been demonized in the media. We are shown nasty divorces where one spouse is left starving and homeless as the other wallows in all of their greed and wealth, all because of a prenup.
This is so wrong on so many levels. As with many financial topics, the general public is left in the dark about the true intent and purpose of many financial tools. Prenups are a tool and when used properly, can create a strong harmonious relationship that is strengthened and not weakened. And our next guest is here to prove all the haters wrong, because as she says...
"You haven't landed on a good financial plan until everyone feels good about it...it's the same way with prenuptial agreements" -Kaylin Dillon
Disclosure: Computer generated not checked by a human for accuracy. Transcript is for reference only.
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Kaylin Dillon, CFP®️, Alajahwon Ridgeway
Kaylin Dillon, CFP®️ 00:00
Our marriage could end. Nobody wants to think that could happen. I certainly didn't want to think that could happen. I also don't want to think that I could die, but I can. That just is the reality and the statistics on divorce are what they are. And I don't think anybody gets anywhere by pretending reality isn't what it and that all of a sudden marriages are just going to start always lasting forever.
Alajahwon Ridgeway 00:23
As Christians, we were taught to be good stewards over our tithing and giving to the less fortunate. But when it came to our own personal finances and investments, we are clueless on what the Bible says. What does the Bible say about managing debt? Leaving a legacy, investing, or even planning for retirement? We answer these and many other questions because we want to teach you how to be rich and righteous. If this is your first time to the show. We want to say welcome, if you're coming back for another spiritual refill. Welcome back. I am A.B. Ridgeway. And this is financial advisors say the darndest thing. Welcome back, I am A.B. Ridgeway, the host of financial advisors say the darndest things and my mom's favorite Christian financial advisor. With nearly a decade in the financial industry. I've helped hundreds of investors declutter their personal finances by providing investment strategies that align with the Word of God. So if you're an investor and you want to learn everything about God and money, like we do, stay tuned, because we will teach you how to become better at stewarding God's wealth, reducing the risk of outliving your money and becoming the steward leader. God has called you to be here. And that is what we are going to do for you today. Because we have a very special guest that is going to shake off the stigma of Prenuptial agreements. Now, hold on, hold on, hold on. I know what you're thinking. But there is a stigma around the word Prenuptial agreements, because we usually hear about them when a celebrity is getting a divorce or when someone divorced is getting remarried. Now, I love the joke by Chris Rock that says that rich people don't need Prenuptial agreements but poor people do. He says something along the lines of Frank Sinatra has $200 million that he loses half. I don't think that he was worried about living on $100 million. But if you only make $50,000 And you lose half, you're in trouble. But all jokes aside, I love this quote about prenups by Susan Meyers, president of the American Academy of matrimonial lawyers. Every single marriage ends, either by death or by divorce. Do you truly want the state to tell you how your estate is going to be divided in one of those events. Now taking control of your marriage is taking control of your finances and how they will work. And just like money, the money itself is not evil. But the intent behind the person using the money is and Prenuptial agreements are the same. See, prenuptial rules are not evil, but it is the intent of the person and why they decided to have a prenuptial agreement in the first place. As it says in Ezekiel, chapter 36, verse 26, and I will give you a new heart and a new spirit, and I will put within you and I will remove the heart of stone from your flesh and give you a heart of flesh. And our next guest is going to share a sign of pre nuptials that you may never have considered, and hopefully give you a new heart and spirit around pre nuptials. So he's the owner of Kailyn Dillon financial planning, she helps couples thrive financially, regardless of how they define what's mine and what's ours. She simplifies the financial conversation and decisions that most busy couples either do not have time to take or find too messy to face alone. She received her certified financial planners designation from New York University, and one of the kindest spirits you will ever meet. Ladies and gentlemen, let's welcome Kailyn Dillon to the show. How you doing Kaylin?
Kaylin Dillon, CFP®️ 04:16
Hi, thank you. I'm really happy to be here. And that was really nice of you to say.
Alajahwon Ridgeway 04:23
No problem. No problem. Once again, thank you for coming on the show. I'm excited about this episode because our goal is to help tithing Christians with gifting strategies and passing on their wealth and they can't do that if they don't have any money to pass on. Or they don't know how their money is actually organized. So can you introduce yourself to everyone here and let us know who you are and who you serve.
Kaylin Dillon, CFP®️ 04:46
Hi, I'm Kaylin Dylan, and I'm a financial planner and I primarily help couples who have Prenuptial agreements already and I also have been Coaching couples that are working on getting Prenuptial agreements. But the focus of my business is on financial planning and financial advising clients that already have them,
Alajahwon Ridgeway 05:09
I want to first let everyone know who you are, because in my eyes, it is your story that really changed my perception, or my perspective for that matter on Prenuptial agreements. So can we kind of start with that story, you have a wonderful story about your dad and life insurance. And I was hoping that you would share this with us today.
Kaylin Dillon, CFP®️ 05:29