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Christian Perspective: The Bible Debunks 4 Lies We Tell Ourselves About Investing

We all know that investing is the best way to build wealth. But are the lies we tell ourselves keeping us from being prosperous?

Even with the proven track record, people are still skeptical with putting their money in an investment.

So today, we are going to debunk some of these lies we tell ourselves.

1. I Don’t Want to Lose Any Money

Of course. I know the stock market look scary and volatile. But you don’t have to be the Wolf of Wall Street. Investing is a long term game.

Matthew 6:21 For where your treasure is, there your heart will be also.

And when it comes to your financial future, your heart should be making sure that you maintain the quality of life you want in your elderly years.

You don't have to tell me where your heart is. I can look at your bank account and tell you where it is. Because we have a tendency to direct our tangible and intangible assets towards the things we love.

As Christian Financial Advisors, we understand, the fear of loss is a strong one. It is the same one that had us scared to drive our first car. It is the same fear that had us nervous on the first day of school. And it is the same fear that causes us to procrastinate saving for our future. But if we let those fears overpower us, some of us would never be able to get to work, you wouldn't be able to read this article, and if you don't invest in your financial future, you may not have one.

2. I’ll invest later- I have too much going on...

If this is what you are thinking, understand, there will NEVER be a good time to start.

I have a saying,

Investing isn’t about TIMING the market, it is about TIME IN the market

The sooner the better.

1 Corinthians 14:40 But everything should be done in a fitting and orderly way.

If you don't have a plan for your financial future, that is not fitting and that is not handling your finances in an orderly way.

Having a financial plan or investment strategy will recognize potential risk and increase your chances of success.

One caveat though, as we discussed in another blog, you want to make sure you have your emergency fund in place first. If you need tips on how to build an emergency fund check out this article by clicking HERE.

Remember, investing is just like a seed. The sooner you plant it, the sooner it will grow into a tree, and you can enjoy the fruits of your labor.

3. I don’t have enough money to invest

You have the money.

Everyday you are investing. You invest in clothes, housing, food, children, work, and entertainment. What you mean to say is, "You would rather invest in other things and you don’t want to invest in your future cash flow."

And that is a major concern. You don’t have to invest 1000s of dollars to be successful.

It says in Proverbs 13:11- Dishonest money dwindles away, but whoever gathers money little by little makes it grow.

So by waiting until you are 59 or 60 to start investing, you are trying to make a lot of money in a short amount of time.

Give yourself some time. It is easier to invest $20,000 over 20 years, than it is to try to invest $20,000 in 2 years before retirement.

The best advice we can provide is invest as soon and as often as you financially can. Start small and build your way up.

4. I don’t know what I am doing


When people are sick and never been to medical school, what do they do? They go straight to WebMD to figure out what is going on.

They try to figure it out.

The world is filled with resources and people who are willing to help you. But first you have to invest in yourself.

Seeking advice may be the best investment you make.

It says in Proverbs 11:14- Where there is no counsel, the people fall; But in the multitude of counselors there is safety.

Start by getting a consultation. Speak with someone about your situation and discuss which direction you should start.

And as God promised. Things will start to fall into place.

Thank you for reading!

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4 Biblical Principles Every Christian Should Know About Finances and Creating Generational Wealth.

About the blog:

Many Christians struggle with the seemingly conflicting views about our faith and the pursuit of financial gain. They were taught that poverty was piety and that a lack of money was the only way to truly detach themselves from the love of money. Our blog debunks some of those claims, teaches you that you can be rich and righteous, and at the same time fulfill your obligation to tithe and give to the less fortunate. We are dedicated to helping you become cheerful givers by organizing your personal finances, providing investment tips to help you create wealth, and encouraging you to create a gifting strategy that will make your family and God proud.

Meet the Author:

A.B. Ridgeway, MBA ( is the owner and Christian Financial Advisor with A.B. Ridgeway Wealth Management. With a decade in the finance industry, his goal is to give believers clarity around the most confusing topic in the Bible, money, and tithing. A.B. Ridgeway helps tithing Christians become cheerful givers but unlocking their money-making potential, so they can prosper and be the great stewards of the wealth God has entrusted them with.

This communication is not intended as an offer or solicitation to buy, hold or sell any financial instrument or investment advisory services. Any information provided has been obtained from sources considered reliable, but we do not guarantee the accuracy or the completeness of any description of securities, markets or developments mentioned. This is strictly for information purposes. We recommend you speak with a professional financial advisor.

1 comment

1 Comment

A.B. Ridgeway
A.B. Ridgeway
Feb 25, 2022

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