top of page

How to Choose A Reliable Christian Financial Advisor

Updated: Jun 24

Financial Advisors Say The Darndest Things Podcast Thumbnail

Take Care of You and Your Family First

The first thing you should consider when choosing a Christian Financial Advisor is their focus on giving.

And remember that charity starts at home.

It says in 1 Timothy 5:8- But if any provide not for his own, and specially for those of his own house, he hath denied the faith, and is worse than an infidel.

Those are some strong words but as Christians we need to hear that.

Too many times, we are giving beyond our means. We are told that if we give what God has provided for us, that he will give us more.

But that is not the foundation of stewardship.

Stewardship is the responsibility and accountability to manage or utilize the resources God has provided for his glory.

On Judgement Day you will be called to justify the way you handled God's blessings.

A Christian Financial Advisor will understand that. He will work with you to secure your finances, the finances of your children, and take the excess and create a giving plan.

Remember, if your pastor is asking you to give and your own family is struggling to make ends meet, he is going against God's word. And no one should guilt you into giving.

What is Christian Financial Advisor?

Christian Financial Advisors uses biblical principles and teaching to develop financial strategies.

Strategies that involve "Getting Rich Quick" goes against biblical principles.

It says in Proverbs 13:11 -Wealth gained hastily will dwindle, but whoever gathers little by little will increase it.

Christian Financial Advisor aligns your faith with your finances. Money is not inherently good or evil. Money is a tool that investors can use to do good or to do evil. The choice is yours.

What makes Christian Financial Advisors special is that they know that God owns it all. They not only believe in God's decree, but also in God's timing.

A good Christian Financial Advisor will encourage you when times are hard, and remind you to give thanks when times are good.

a.b. ridgeway wealth management meet a Christian Financial Advisor

What is the Purpose of Christian Financial Planning?

Planning is the cornerstone of every successful investor. God calls upon us to sit down and prepare for the future we want to live in.

It says in Luke 14:28 - For which of you, intending to build a tower, sitteth not down first, and counteth the cost, whether he have sufficient to finish it?

So let me ask you.

Do you intend to build a successful retirement, without sitting down first to count the cost, and see whether you will have enough?

No one can foresee the future except for God.

But there are some things that we can do today, to better prepare us for that day. And it starts with a financial plan.

You know the saying, if you fail to plan, you plan to fail.

How do you know if you have a good Christian Financial Advisor?

Christian Financial Planning is the process of taking your current financial situation, identifying future goals, and creating a strategy to get you there.

A good Christian Financial Advisor will be able to help you understand where you are financial with clarity.

A Christian Financial Advisor will be able to identify your financial strengths, your weaknesses, opportunities, and threats.

Their Christian Financial Plan will cover topics such as: Savings, Debt-Management, Investing, Insurance, Investing, Faith, Family, Giving, and Tax Planning.

The Faith and Family component is what separate Christian Financial Advisors from Traditional Financial Advisors.

There is a focus on wealth transfers, identifying the next stewards, and educating them on the values and beliefs they need to be successful.

christian financial advisor shaking the hand of a client

How do I choose between two good Christian Financial Advisors?

Every Christian Financial Plan is unique and every Christian Financial Advisor is unique as well. They all have different strengths.

When choosing a Christian Financial Advisor make sure that you actually like the person.

Learn about their family, their values, their beliefs and how they manage money.

Having a Christian Financial Advisor that is relatable helps foster a better working relationship.

And don't just focus on demographics like age, location, and number of family members.

Take some time to analyze their psychographics like their thoughts on patience, love, grace, stewardship, and service.

What are some qualities that I should look for when choosing a Christian Financial Advisor?

One of the biggest factors is their ability to listen and repeat what you said. There is a difference between an advisor who hears what you are saying, and one that understands what you are saying.

They should be doing most of the talking. They are there to learn about you.

If you walk out of that meeting feeling connected with that advisor, they just might be right for you.

Also, check out their credentials.

Obtaining a certification is not a guarantee that you will have a good financial advisor but it does improve your probability. When a Christian Financial Advisor is certified by a 3rd party it tells the world that at least he was exposed to the information, and passed their standard of understanding.

All certifications are not created equal, so make sure you do your homework. There are hundreds of names and certifications people can take.

One metric I use to determine how important a certification can be is the barrier to entry.

There is a difference between a certification that can only be obtained with 5+ years of applicable financial experience, a $5,000 testing fee, and a 9 month educational course, and a finance certification you can get after completing a 2 hour online course.

Most websites will provide this information.

Listen to this Christian Finance Podcast For More Information

If you are tired of procrastinating and need some more insight from real-life Christian Financial advisor. Tune into the podcast below as we provide real life answers to real life problems.

In this enlightening episode, we delve deep into the intricate world of fiduciary responsibility within financial advisory practices. If you've ever felt bewildered by the complexities of financial jargon or puzzled by the role of a fiduciary, this episode is tailor-made for you.

Key Takeaways:

Defining Fiduciary Responsibility:'

 Gain a comprehensive understanding of the fiduciary's role in financial advisory and the importance of acting in the best interests of clients.

Prudence in Financial Advisory:

 Explore the concept of prudence and its significance in making sound financial decisions guided by wisdom and discernment.

Determining Advisor Competency: 

Learn how to assess an advisor's competency and credibility, ensuring alignment with your financial goals and values.

Building Trusting Relationships:

Discover the essential elements of building strong, trusting relationships with financial advisors based on mutual respect, communication, and shared vision.

Seeking Wisdom in Financial Planning: 

Embrace the timeless wisdom of biblical principles in financial planning, empowering you to navigate life's financial complexities with confidence and integrity.


  1. "The prudent sees danger and hides himself, but the simple go on and suffer for it." - Proverbs 27:12

  2. "You want someone who follows the spirit of the rules and not just the letter of the law."

  3. "Financial advisors cannot predict the future, but they can see the present with clarity."

Episode Summary: In this captivating episode, A.B. Ridgway invites listeners on a transformative journey of financial enlightenment and empowerment. By unraveling the intricacies of fiduciary responsibility and illuminating the path towards prudent financial stewardship, A.B. equips listeners with the knowledge, insight, and inspiration needed to navigate the complex world of finance with confidence and integrity.


  1. Fiduciary

  2. Financial Advisory

  3. Prudence

  4. Faith-Based Principles

  5. Financial Stewardship

  6. Integrity

  7. Trust

  8. Financial Planning

  9. Competency

  10. Wisdom

Ready to take control of your financial future and explore the benefits of faith-based financial planning? Schedule a free consultation with AB Ridgway Wealth Management today at abr wealth management. Let's embark on a journey towards financial peace, prosperity, and purpose together.


retired couple reviewing their investments


Join our Newsletter and receive our free 19-page e-book "4 Financial Principles Every Christian Should Know"

4 Pillars of Christian Investing E-book

As Christians, we were taught to be good stewards over our tithing and giving to the less fortunate. But when it came to our personal finances and investing we were left clueless on what the Bible says. What does the Bible say about managing debt, leaving a legacy, investing, and planning for your retirement? Mr. Christian Finance answers these and many other questions because we want to teach you how to become rich and righteous!

Meet A.B. Ridgeway:

A.B. Ridgeway with his hands up

A.B. Ridgeway, MBA, CPWA®️ ( is the owner and Christian Financial Advisor with A.B. Ridgeway Wealth Management. With a decade in the finance industry, his goal is to give believers clarity around the most confusing topic in the Bible, money, and tithing. A.B. Ridgeway helps tithing Christians become cheerful givers but unlocking their money-making potential, so they can prosper and be the great stewards of the wealth God has entrusted them with.

*Disclaimer: This communication is not intended as an offer or solicitation to buy, hold or sell any financial instrument or investment advisory services. Any information provided has been obtained from sources considered reliable, but we do not guarantee the accuracy or the completeness of any description of securities, markets or developments mentioned. This is strictly for information purposes. We recommend you speak with a professional financial advisor.

10 views0 comments


bottom of page