top of page

What Happens To My Stuff If I Don't Have a Will?


Welcome to another episode of Financial Advisors Say the Darndest Things! In this episode, host AB Ridgeway delves into the critical yet often avoided topic of estate planning and wills. With poignant anecdotes and expert insights, we uncover the repercussions of passing away without a will, emphasizing the importance of proactive financial planning.

Key Takeaways:

  1. Prepare for the Inevitable: Death is an uncomfortable reality that many avoid addressing, but ignoring it can have severe consequences for your loved ones. Ridgeway highlights the necessity of facing mortality head-on and taking proactive steps to secure your family's financial future.

  2. Avoid Family Conflict: Without a clear will, the distribution of assets can lead to family disputes and legal battles. By crafting a comprehensive estate plan, individuals can minimize conflicts and ensure that their wishes are respected after they pass away.

  3. Plan Early, Plan Wisely: Estate planning isn't just for the elderly or the wealthy—it's a crucial aspect of financial responsibility at any age. Ridgeway underscores the importance of starting the estate planning process early to safeguard assets and protect loved ones.

  4. Understand Legal Implications: Passing away without a will, known as dying intestate, relinquishes decision-making authority to the state. Ridgeway emphasizes the need to comprehend the legal implications of dying intestate and the potential ramifications for family members.

  5. Seek Professional Guidance: Estate planning can be complex, and DIY solutions may not adequately address individual circumstances. Ridgeway advises seeking professional guidance from a qualified financial advisor or estate planner to navigate the intricacies of wills and estate management effectively.

Powerful Quotes:

  1. "Death is one of the hardest topics to talk about in the financial world, but overcoming this fear is crucial to lower the probability of family conflict over finances."

  2. "Not having a will or dying intestate could potentially break up families, leading to bitter disputes and estranged relationships."

  3. "Estate planning isn't just about distributing assets; it's about preserving family harmony and ensuring your legacy is honored according to your wishes."

Key Terms:

  1. Estate Planning

  2. Will

  3. Intestate

  4. Probate Court

  5. Executor

  6. Assets

  7. Estate Plan

  8. Financial Advisor

  9. Legal Implications

  10. Family Conflict

Episode Summary: In this episode, AB Ridgeway sheds light on the critical importance of estate planning and wills. Through real-life examples and expert insights, listeners learn about the consequences of neglecting estate planning, including family conflicts and legal complexities. Ridgeway emphasizes the need for proactive financial planning and seeking professional guidance to navigate the intricacies of estate management effectively.

Don't wait until it's too late! Subscribe to Financial Advisors Say the Darndest Things to stay informed about crucial financial topics and take proactive steps to secure your family's future.


Heavenly Father, we pray for wisdom and guidance in protecting our families' financial well-being. Grant us the courage to confront difficult topics like estate planning and wills, ensuring that our loved ones are cared for according to our wishes. May your divine guidance lead us to seek professional assistance and take proactive steps to secure our family's future. Amen.

retired couple reviewing their investments


Join our Newsletter and receive our free 15-page e-book "4 Financial Principles Every Christian Should Know"

4 Pillars of Christian Investing E-book

About Financial Advisors Say The Darndest Things Podcast:

As Christians, we were taught to be good stewards over our tithing and giving to the less fortunate. But when it came to our personal finances and investing we were left clueless on what the Bible says. What does the Bible say about managing debt, leaving a legacy, investing, and planning for your retirement? Mr. Christian Finance answers these and many other questions because we want to teach you how to become rich and righteous!

Meet A.B. Ridgeway:

A.B. Ridgeway with his hands up

A.B. Ridgeway, MBA ( is the owner and Christian Financial Advisor with A.B. Ridgeway Wealth Management. With a decade in the finance industry, his goal is to give believers clarity around the most confusing topic in the Bible, money, and tithing. A.B. Ridgeway helps tithing Christians become cheerful givers but unlocking their money-making potential, so they can prosper and be the great stewards of the wealth God has entrusted them with.

*Disclaimer: This communication is not intended as an offer or solicitation to buy, hold or sell any financial instrument or investment advisory services. Any information provided has been obtained from sources considered reliable, but we do not guarantee the accuracy or the completeness of any description of securities, markets or developments mentioned. This is strictly for information purposes. We recommend you speak with a professional financial advisor.



bottom of page